Why Two Space Coast Buyers Pay Different Flood Premiums: CRS Discounts by City
Cost of Ownership · Titusville & Cape Canaveral Why Two Space Coast Buyers Pay Different Flood Premiums: CRS Discounts by City Two nearly identical Space Coast homes, the same flood zone, the same elevation, and two different flood premiums. The difference is decided at a city hall you will probably
HO-6 vs. the Master Policy: What Condo Insurance Covers on the Space Coast
Cost of Ownership · Space Coast HO-6 vs. the Master Policy: What Condo Insurance Covers on the Space Coast Your monthly fee buys a share of the building's insurance. It does not insure your unit, and it does not cap what the building can charge you after a storm. Here is exactly where one policy sto
55+ Communities on the Space Coast: Palm Bay, Viera & Beyond
Cost of Ownership · Space Coast 55+ Communities on the Space Coast: Palm Bay, Viera & Beyond A 55+ community changes the math. Age-restriction rules decide who can live there, association and amenity fees become part of your monthly cost, and a narrower buyer pool can shape how easily you resell — s
Wind-Mitigation Inspection: How It Can Cut Your Florida Premium
Cost of Ownership · Space Coast Wind-Mitigation Inspection: How It Can Cut Your Florida Premium On the coast, a relatively inexpensive inspection can move your insurance premium in a real way — but only if your home already has the features that qualify. Here is how that works. By Brianna Lalumiere
The Florida Condo Milestone Inspection: What Buyers Should Know
Cost of Ownership · Space Coast The Florida Condo Milestone Inspection: What Buyers Should Know Before you buy into an older coastal condo, one document is your clearest early signal of a coming repair bill: the building's milestone inspection report — and what the architect or engineer found. B
What Are CDD Fees in Florida? (and What They Cost in Viera)
Cost of Ownership · Space Coast What Are CDD Fees in Florida? (and What They Cost in Viera) A CDD assessment is a line on your property-tax bill — separate from, and on top of, your HOA dues. It is real money, it can run for years, and a lot of Viera buyers never see it coming until the first tax bi
Insurance & Flood Costs for Merritt Island Waterfront Homes
Cost of Ownership · Merritt Island Insurance & Flood Costs for Merritt Island Waterfront Homes On a Merritt Island canal, the price tag is only the deposit on the real cost — flood and wind are two separate bills, and the dock and seawall keeping your waterfront usable are a third you carry whether
Insurance & Flood Costs for Cocoa Beach Condos & Oceanfront Homes
Cost of Ownership · Cocoa Beach Insurance & Flood Costs for Cocoa Beach Condos & Oceanfront Homes On the barrier island, the part of the budget that catches buyers off guard is the insurance and assessment stack behind the ocean view, which on some buildings can rival the mortgage payment itself. By
Florida Homestead Exemption & Save Our Homes: What Space Coast Buyers Save
Cost of Ownership · Space Coast Florida Homestead Exemption & Save Our Homes: What Space Coast Buyers Save The property-tax number on the listing is the seller's bill. When you buy, the assessment resets — and the homestead exemption and Save Our Homes cap are how you start building your own protect